Articles

What is my risk tolerance in retirement?

https://www.youtube.com/watch?v=c8DtypVdoPA Subscribe To Our Emails!Subscribe to get my weekly lesson,...

Social Security Timing: It’s More Than Your Age

When can I take my Social Security Check? For most people, the earliest you can start your Social Security check is age 62. (Widows can start benefits as early as age 60). The latest you can start your check is...

Do I pay tax on my Social Security?

  State Income Taxes on Social Security  Currently, only 13 states tax Social Security. These states are Colorado, Connecticut, Kansas, Minnesota, Missouri, Montana, Nebraska, New Mexico, North Dakota, Rhode Island, Utah, Vermont, and West Virginia. West Virginia is phasing out tax...

Living Benefits of Life Insurance

What is the main purpose of life insurance? The main purpose of life insurance is and will always be to provide your family and loved ones with money when they need it the most. We have never had a client’s...

How do I not outlive my money?

Social Security  If you earn Social Security, it is guaranteed income for life that you cannot outlive. It is basically a government annuity. While timing and filing strategies can determine the amount of your, and even your spouses, check, once...

IRA Lesson: RMDs, the Secure Act, and Tax-Free Money

What are Required Minimum Distributions?  Qualified retirement accounts such as IRAs, 401(k)s, 457s, TSPs, 403(b)s, TSAs, SEPs, or SIMPLE IRAs require withdrawals in retirement. These withdrawals are required minimum distributions. The government requires withdrawals from these accounts because you have...

Why Plan for Home Health Care?

Is home health care covered by Medicare? This is the most common question we get from clients when we are discussing long term care and the answer is simply no, it is not. Medicare does not cover long term care...

What is IRMAA: Income Related Monthly Adjustment Amount?

As you can see, IRMAA is paid in addition to both the standard Part B monthly premium, which in 2020 is $144.60/month, and your Part D premium, which will vary by the plan you pick (the average premium for...

What is IRMAA: Income Related Monthly Adjustment Amount?

6As you can see, IRMAA is paid in addition to both the standard Part B monthly premium, which in 2020 is $144.60/month, and your Part D premium, which will vary by the plan you pick (the average premium for...

Social Security: What are Spousal Benefits?

A short story to start off the lesson: Jane, 70, is currently collecting a $3,500 monthly Social Security check based on her deceased ex-husband’s earning history. Jane was married to Larry for 12 years. She never remarried and personally...

Don't Miss!

God is Our Help – Part 2 of 2

“Our soul waiteth for the Lord: he is our help and our shield” (Psalm 33:20).

What is True Freedom? – Daily Devotion

Romans 6:22 What does it mean to be free? The world invites us to live a carefree life that is...

The Belt of Truth, Part 1

To support this ministry financially, visit: https://www.oneplace.com/donate/222/29 There are all different kinds of "truth" floating around in the world today. The problem is that they...

God is Our Help – Part 2 of 2

“Our soul waiteth for the Lord: he is our help and our shield” (Psalm 33:20).

What is True Freedom? – Daily Devotion

Romans 6:22 What does it mean to be free? The world invites us to live a carefree life that is often wrapped in the bondage...

How God Responds To Our Seasons Of Doubt

As a Christian, it’s natural to go through seasons of doubt. And God isn’t intimidated by our questions, He welcomes them! Today on Discover...

Psalm 145:18

Take a moment to pray to the Creator.