Articles

When do I need a financial planner along with a CPA in retirement?

How does a CPA or Accountant help retirees? A CPA, or a Certified Public Accountant, is going to help you specifically with filing and preparing taxes every year.  CPAs are very important because they work with a very precise and specific...

The 5 Institutions Life Insurance Beneficiaries are Protected From

1. Probate Court  While anything in a Will is going to have to be settled in probate, life insurance benefits bypass probate. They are not included in the deceased assets and are not reported to the court.  The best part about...

What is a MYGA (Multi-Year Guaranteed Annuity) and how does it provide a higher interest rate?

MYGA (Multi-Year Guaranteed Annuity) Basics You might have heard the term “CD Annuity” used before, and what this term is referring to is a MYGA. A MYGA is not FDIC-insured like Certificates of Deposit are, but they are guaranteed by...

How to use your IRA money more effectively in retirement

Taking out your IRA money  Below, we are going to go over an example of one hybrid long term care insurance policy specifically designed to use IRA money to fund it. Hybrid long term care is a combination of life...

Using Life Insurance to pay for Long Term Care Insurance

Live: Hybrid long term care benefits while you are living It is projected that 70% of the people turning 65 today will need some form of long term care services in their lifetime. Medicare does not pay for this care;...

What are the pros and cons of Medicare Advantage (Part C) plans?

What is a Medicare Advantage Plan?  Medicare Advantage plans, also referred to as Part C of Medicare, is the name of an insurance plan which is offered by private insurance companies. When you elect to have a Medicare Advantage plan,...

Social Security Benefits for Divorcees

What are the requirements to claim benefits from my ex-husband or ex-wife? In order to claim Social Security benefits off an ex-spouse, you must meet a few requirements. These requirements include: You must have been married to your ex-spouse for 10...

3 Tax Benefits of Roth IRAs in Retirement

What are the 2 different types of IRAs?  There are 2 basic types of IRAs. Most people have a traditional IRA.  Traditional IRAs are tax-deferred, meaning you do not have to pay taxes on the money when you put it into...

How do I make sure my spouse will have enough money after I pass?

When a spouse dies, one Social Security check goes away  Social Security is most retirees’ main income source. When a spouse dies, one Social Security check is also going to stop.  If the couple are both claiming on one spouse’s earning...

What is the minimum amount of life insurance I should have in retirement?

Why do I need whole life insurance in retirement?  Whole life insurance is permanent. When young, many people carry term life insurance. Term life insurance only covers a certain amount of time, typically 10-30 years. After this time period is...

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Unraveling Myths About Forgiving Others

Many people view forgiveness as a therapeutic method for detaching ourselves from those who have hurt us. Yet, forgiveness...

Perfect 10 Marriage — Conflict Resolution

Pamela and Jason are just two of the couples from around the world who are part of the Perfect...

Treasure That Lasts: Giving Up Gold for Glory (Part 15)

In this 16-part series, Dr. Michael Youssef teaches on the life of Moses—demonstrating that every challenge or difficult decision we face is an opportunity...

The Christian Home – Part 1 of 1

“Wives, submit yourselves unto your own husbands, as it is fit in the Lord. Husbands, love your wives, and be not bitter against them. Children, obey your parents in all things: for this is well pleasing unto the Lord” (Colossians 3:18-20).

Unraveling Myths About Forgiving Others

Many people view forgiveness as a therapeutic method for detaching ourselves from those who have hurt us. Yet, forgiveness as the Bible presents it...

Perfect 10 Marriage — Conflict Resolution

Pamela and Jason are just two of the couples from around the world who are part of the Perfect 10 Marriage — a free...

Praying Like We Mean It, Part 3

Becoming a People of Grace: An Exposition of Ephesians

Kingdom Voting Sermon Series, Message 4: God and Life (Dr. Tony Evans)

Tony Evans continues his in-depth series on the subject of "Kingdom Voting" as he seeks to share God's perspective on this delicate, yet important,...

Kingdom Pursuits – All Comes Down To LOVE

Alex McFarland & The Pregnancy Network