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Medicare Grace Period vs. Deadline

Christ gives us all a period of grace while we are on earth. We have time to accept him into our lives before we die. Recently, Robby found out that there is also a grace period when it comes to signing up for Medicare. Just like with Christ, if you do not make the deadline of this period, it can be very costly.

Hans and Robby go in-depth this week about Medicare deadlines and the penalties that come with them. Robby recently saw an article chronicling people who missed these deadlines and how it impacted their lives and finances. Hans explains that he sees clients all the time who have just skimmed over these, and are now paying heavy penalties for these mistakes.

There are many examples of these penalties. There are penalties for late enrollment in Part B of Medicare as well as Part D. There are exceptions to this if you are still on a group plan, but this exception does not apply if your workplace has under 20 employees.  They also talk about what to do if you have COBRA coverage.

Hans breaks it down to this: the majority of the people who have made mistakes do so because they get advice from their friends or family and think they have the facts right when they don’t. It is worth your time to talk to a professional, it could end up saving you thousands of dollars.

Don’t forget to get your copy of “The Complete Cardinal Guide to Planning for and Living in Retirement” on Amazon or on CardinalGuide.com for free!

You can contact Hans and Cardinal by emailing hans@cardinalguide.com or calling 919-535-8261. Learn more at CardinalGuide.com.

Finishing Well
Finishing Wellhttps://www.cardinalguide.com/finishing-well/
Retirement planning involves a lot more than just managing your money. This show is the complete guide to planning for and living in retirement, helping families finish well. Host Hans Scheil will discuss a new topic every week ranging from Social Security and Medicare to IRAs and taxes. Follow along each week by downloading the corresponding chapters below for free! New episodes air: Finishing Well Schedule on Truth Network
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