Paul says in 1 Corinthians 13, “If I speak in the tongues of men or of angels, but do not have love, I am only a resounding gong or a clanging cymbal.” We don’t want to be gongs, we want to have love, but what does this love mean? When you are nearing the end of your life, the care you need will come from the people you love: your family. Hans and Robby discuss the ways to plan for this properly this week on “Finishing Well”.
When Robby was diagnosed with lymphoma years ago, his thoughts were all about him and what he was going to do. He admits he did not think about the effect it would have on the people he loved. While he recovered from this diagnosis, it did make him realize that might not always be the case. There will be a time where he won’t recover. As you finish well, your death might be a long process. It sounds a bit morbid, but it is essential to have a plan in place for this process.
Hans and Robby both talk about their parents this week and how they stepped into care for them in the final years. Hans mother had Alzheimer’s for 10 years. He was so thankful he convinced her to buy long term care insurance, as it paid for the advanced care that she needed. It also gave him time to focus on his mother and not how to pay for her care.
Robby had a similar experience with his father. He needed help for about the last 9 months of his life. Robby was able to see where some of the planning his father did helped and where more could have been done, especially in regards to preparing his family members for how he wanted to receive care. Robby and Hans both want to stay at home as long as possible and use home health care. Hans has already purchased a policy that will cover this. The insurance is not a plan though, the insurance just makes the plan possible, it provides the funding. It allows your family to be the care manager not the caregiver.
One funding option is traditional long term care. Hans talks about one company, with a Christian business model, who offers this insurance.
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